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Terms and Conditions

  1. Introduction
    By using this website and its services, you acknowledge and agree to the following Terms and Conditions. The services provided aim to offer alternative perspectives based on experience, helping individuals explore potential options regarding financial challenges, bankruptcy, and personal decision-making. These insights are intended for informational purposes only and do not constitute financial, legal, or professional advice.
     

  2. Scope of Service
    This website and its related services provide experience-based insights to help users consider various options for financial matters, including bankruptcy and debt management. The guidance offered does not replace professional financial or legal advice. Users are encouraged to seek advice from qualified financial or legal professionals.
     

  3. Limitations of Liability
    The service provider is not responsible for any financial decisions made by users based on shared insights. No guarantees are made regarding specific financial outcomes, legal resolutions, or debt recovery success. Users retain full responsibility for actions taken before, during, or after using the service.
     

  4. BaZi Analysis
    Users may choose to receive BaZi based insights on financial tendencies and decision-making approaches. BaZi analysis is provided as an experience-sharing tool and should not be interpreted as a definitive financial or legal strategy. This option is voluntary, and users can choose whether or not to include their birth details.
     

  5. Payment and Refund Policy
    All payments are processed before the service begins or before digital products are delivered. Due to the nature of our offerings, all payments are final and non-refundable:

    Ebooks: Instant digital delivery upon purchase, ensuring immediate access.
    WhatsApp Call Consultation: Reserved session time and personalized insights provided upon booking.
    BaZi Reading: The analysis process begins once payment is confirmed. Since this involves detailed interpretation of your BaZi chart, refunds will not be issued even if the final report has not been sent yet, as the work requires time and expertise.

    As each service involves tailored guidance or immediate digital access, refunds will not be entertained once payment has been completed.
     

  6. Privacy and Confidentiality
    User information, including WhatsApp communication and any provided birth details, will be handled with care and will not be shared with third parties. No discussions during consultations are recorded or stored beyond the duration of the session.
     

  7. Intellectual Property Rights
    All content on this website, including text, graphics, design, and programming, is the sole property of the service provider or its respective owners. Users may not reproduce, modify, distribute, or use any content for commercial purposes without prior written consent.
     

  8. User Responsibilities
    Users must provide truthful and accurate information when engaging with the service. Misuse of the service, including fraudulent claims or misrepresentation, may result in termination of access, with no refunds issued for any paid amount.

    This website and its services are intended for informational purposes only and do not substitute professional advice, including financial, medical, or legal guidance. Users should approach all insights as a tool for self-reflection and exploration. All decisions should be made based on personal intuition and judgment, taking into account relevant professional advice when necessary.
     

  9. Third-Party Links
    This website may contain links to third-party websites for additional resources. The service provider is not responsible for the content, accuracy, or security of external sites. Users should review the terms and policies of any third-party websites they visit.
     

  10. Disclaimer of Warranties
    While the service provider strives to offer valuable insights, there are no guarantees regarding the accuracy, completeness, or effectiveness of the information provided. Users acknowledge that all insights are based on experience and should be independently verified before making financial or legal decisions.
     

  11. Modification of Terms
    These Terms and Conditions may be updated periodically to reflect service improvements or legal compliance. Continued use of the service implies acceptance of any revisions to these terms.
     

  12. WhatsApp Consultation 
    Users who book a WhatsApp consultation acknowledge that the session is based on experience-sharing and personal insights. The service provider does not offer formal financial or legal advice during the call. Users are responsible for any decisions made based on the discussion. No recordings or transcripts of the session will be provided.

    For any enquiries, please contact us at hello@jierise.com.

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